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Fees & Exchange rates

Understanding your transaction costs

Updated today

When you buy crypto, you may notice that the amount of cryptocurrency you receive is slightly different from what you expected based on your card payment amount. That’s normal — let us explain why.


What makes up the final price?

Each crypto purchase through Wert includes three main components:

  1. Wert’s Processing Fee – 4%. This is our service fee. It helps us securely process your transaction.

  2. Network (Gas) Fee. This goes directly to the blockchain network (e.g., Ethereum miners or validators) and is used to process your transaction on the blockchain. You’ll see it on your Wert receipt as "Network fee."

  3. Exchange Rate Spread. Crypto prices are volatile, and rates can shift even within seconds. Wert applies a small spread to lock in the rate for 30 seconds, giving you protection from sudden price swings while the payment is being processed.

Think of it like this:
Prices might change while you're checking out, so here’s a slightly adjusted quote to make sure the transaction completes smoothly.

This spread accounts for price fluctuations that may occur while your transaction is being processed — this is known as slippage. This is especially relevant during periods of high market volatility.

The spread also covers rate conversion risks that may arise when converting between fiat and cryptocurrencies.


Transparency at checkout

Before completing your payment, you'll see a confirmation screen with:

  • The exact amount of crypto you’ll receive

  • The exchange rate used

  • A breakdown of fees

You’re always asked to approve this final amount before the transaction goes through.

This ensures full transparency and gives you the chance to review everything.

If anything seems unclear, or you'd like a breakdown of a specific transaction, feel free to contact us at [email protected] or open a live chat.

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